SSS Calamity Loan 2025: Lower Interest, Faster Approval, and Easier Terms for Members
📣 SSS Calamity Loan 2025: Lower Interest, Faster Release!
SSS just rolled out the revised Calamity Loan Program (CLP) to help members affected by calamities like Tropical Storm Crising 🌧️🌪️
Here’s what’s new:
✅ Lower Interest Rate – Now only 7% per annum (from 10%) for members with good credit standing
✅ Renewable After 6 Months – As long as your loan is not past due
✅ Faster Activation – CLP can now be activated within 7 working days after a calamity (vs. 1 month before)
💵 Loan Features
➡️ Loan amount: Up to ₱20,000, based on 1 MSC
➡️ Repayment term: 24 months to pay
➡️ 1% service fee (deducted from proceeds)
➡️ 1% penalty per month for late payments
📌 Eligibility Requirements
🔹 At least 36 monthly contributions (6 in the last 12 months)
🔹 Must be registered in My.SSS
🔹 No past due loans, not a final benefit recipient
🔹 Age must be below 65
🔹 Employer (if employed) must be updated with contributions
📲 How to Apply
Apply online via My.SSS or the SSS Mobile App.
Loan proceeds will be released through your UMID-ATM or PESONet bank account enrolled in DAEM.
Noong 2024, SSS disbursed almost ₱10 billion in calamity loans. This 2025, they’re setting aside ₱20 billion to help members recover faster. 🙌
Sabi ni SSS President and CEO Robert De Claro,
“With these revised guidelines, we’re making financial relief more accessible and timely for our members.”
Apply na kung eligible ka!
Para sa karagdagang info, visit 👉 www.sss.gov.ph
#SSSCalamityLoan2025 #SSSUpdates #FinancialRelief #SSSLoan #BagongPagAsa